First Financial Northwest, Inc. Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis

April 2024 | 50 pages | ID: F65097621DFBEN
BAC Reports

Abstracts

First Financial Northwest, Inc. Fundamental Company Report provides a complete overview of the company’s affairs. All available data is presented in a comprehensive and easily accessed format. The report includes financial and SWOT information, industry analysis, opinions, estimates, plus annual and quarterly forecasts made by stock market experts. The report also enables direct comparison to be made between First Financial Northwest, Inc. and its competitors. This provides our Clients with a clear understanding of First Financial Northwest, Inc. position in the Industry.

• The report contains detailed information about First Financial Northwest, Inc. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
• Another part of the report is a SWOT-analysis carried out for First Financial Northwest, Inc.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
• The First Financial Northwest, Inc. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
• In the part that describes First Financial Northwest, Inc. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
• Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of First Financial Northwest, Inc. business.

About First Financial Northwest, Inc.

First Financial Northwest, Inc. operates as the holding company for First Savings Bank Northwest that provides community-based savings banking services in Washington. It attracts deposits from the public and utilizes those deposits to originate loans. The company serves King, Pierce, Snohomish and Kitsap counties, Washington. It has a banking office located in Renton, Washington.

Lending Activities

The company focuses its lending activities primarily on loans secured by first mortgages on one-to-four family residences, commercial and multifamily real estate. It offers consumer secured loans, including savings account loans and home equity loans, which include lines of credit and second mortgage loans.

One-to-Four Family Residential Real Estate Lending: The company originates one- to four-family residential loans and jumbo fixed rate loans that it retains for its portfolio.

Multifamily and Commercial Real Estate Lending: The company’s commercial real estate loans are typically secured by office and medical buildings, retail shopping centers, mini-storage facilities, industrial use buildings, and warehouses. The company also makes construction loans to owners for commercial development projects. The projects include multifamily, apartment, retail, office/warehouse and office buildings.

Construction/Land Development Loans: The company originates construction/land development loans to residential builders for the construction of single-family residences, condominiums, townhouses and residential developments located in its market area. It originates construction/land development loans to contractors and builders primarily to finance the construction of single-family homes and subdivisions.

Consumer Lending: The company offers consumer loans to its customers, consisting primarily of home equity loans, personal lines of credit and savings account loans. Home equity loans are made for purposes, such as the improvement of residential properties, debt consolidation, and education expenses. The majority of these loans are secured by a first or second mortgage on residential property.

Deposits

The company’s deposits include checking accounts, money market deposit accounts, statement savings accounts, and certificates of deposit.

Investment Portfolio

As of December 31, 2009, the company’s investment portfolio included mortgage-backed securities; tax exempt municipal bonds; taxable municipal bonds; the U.S. Government agencies; mutual fund; and other securities.

First Financial Diversified

The company's subsidiary, First Financial Diversified, primarily provides escrow services to First Savings Bank, other area lenders, and private individuals. First Financial Diversified also offers limited consumer loans to First Savings Banks customers, which consist of short-term unsecured loans, second mortgages, and home equity loans.

Competition

The company’s competitors include Banner Bank, Columbia State Bank, Frontier Bank, U.S. Bank, and JP Morgan Chase.

History

First Financial Northwest, Inc. was founded in 1923.

The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.

Contents

RESEARCH METHODOLOGY

DISCLAIMER

1. FIRST FINANCIAL NORTHWEST, INC. COMPANY PROFILE

1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History

2. FIRST FINANCIAL NORTHWEST, INC. BUSINESS OVERVIEW

2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units

3. FIRST FINANCIAL NORTHWEST, INC. SWOT ANALYSIS

3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats

4. FIRST FINANCIAL NORTHWEST, INC. FINANCIAL ANALYSIS

4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot

5. FIRST FINANCIAL NORTHWEST, INC. COMPETITORS AND INDUSTRY ANALYSIS

5.1. First Financial Northwest, Inc. Direct Competitors
5.2. Comparison of First Financial Northwest, Inc. and Direct Competitors Financial Ratios
5.3. Comparison of First Financial Northwest, Inc. and Direct Competitors Stock Charts
5.4. First Financial Northwest, Inc. Industry Analysis
5.4.1. Industry Snapshot
  5.4.2. First Financial Northwest, Inc. Industry Position Analysis

6. FIRST FINANCIAL NORTHWEST, INC. NEWS & EVENTS

6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events

7. FIRST FINANCIAL NORTHWEST, INC. EXPERTS REVIEW¹

7.1. Experts Consensus
7.2. Experts Revisions

8. FIRST FINANCIAL NORTHWEST, INC. ENHANCED SWOT ANALYSIS²

9. UNITED STATES PESTEL ANALYSIS²

9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors

10. FIRST FINANCIAL NORTHWEST, INC. IFE, EFE, IE MATRICES²

10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix

11. FIRST FINANCIAL NORTHWEST, INC. PORTER FIVE FORCES ANALYSIS²

12. FIRST FINANCIAL NORTHWEST, INC. VRIO ANALYSIS²

APPENDIX: RATIO DEFINITIONS

LIST OF FIGURES

First Financial Northwest, Inc. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
First Financial Northwest, Inc. 1-year Stock Charts
First Financial Northwest, Inc. 5-year Stock Charts
First Financial Northwest, Inc. vs. Main Indexes 1-year Stock Chart
First Financial Northwest, Inc. vs. Direct Competitors 1-year Stock Charts
First Financial Northwest, Inc. Article Density Chart

1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.

List Of Tables

LIST OF TABLES

First Financial Northwest, Inc. Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
First Financial Northwest, Inc. Key Executives
First Financial Northwest, Inc. Major Shareholders
First Financial Northwest, Inc. History
First Financial Northwest, Inc. Products
Revenues by Segment
Revenues by Region
First Financial Northwest, Inc. Offices and Representations
First Financial Northwest, Inc. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
First Financial Northwest, Inc. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
First Financial Northwest, Inc. Capital Market Snapshot
First Financial Northwest, Inc. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
First Financial Northwest, Inc. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
First Financial Northwest, Inc. Consensus Recommendations¹
Analyst Recommendation Summary¹
Price Target Summary¹
Experts Recommendation Trends¹
Revenue Estimates Analysis¹
Earnings Estimates Analysis¹
Historical Surprises¹
Revenue Estimates Trend¹
Earnings Estimates Trend¹
Revenue Revisions¹

ANALYSIS FEATURES

SWOT Analysis

SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.

Enhanced SWOT Analysis

Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:

• How to use the strengths to take advantage of the opportunities?
• How to use the strengths to reduce likelihood and impact of the threats?
• How to overcome the weaknesses that obstruct taking advantage of the opportunities?
• How to overcome the weaknesses that can make the threats a reality?

Upon answering these questions a company can develop a project plan to improve its business performance.

PESTEL Analysis

PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.

Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.

Key Factors Examined by PESTEL Analysis:

• Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
• Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
• Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
• Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
• Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
• Legal – What laws and legislation will exert influence on the style the business is carried out?

IFE, EFE, IE Matrices

The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.

The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.

The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.

Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.

Porter Five Forces Analysis

The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:

1. What composes a threat of substitute products and services?
2. Is there a threat of new competitors entering the market?
3. What is the intensity of competitive rivalry?
4. How big is the bargaining power of buyers?
5. How significant is the bargaining power of suppliers?

VRIO Analysis

VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:

• Tangible resources
  • Financial
  • Physical
  • Technological
  • Organizational
• Intangible resources
  • Human
  • Innovation and Creativity
  • Reputation
• Organizational capabilities

The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:

• Valuable?
• Rare?
• Costly to imitate?
• Organized properly?