Synopsis
The report provides detailed market analysis, information and insights into the Indian personal loan industry, including:
Summary
The Indian personal loans category (consumer durables and advances against fixed deposits including FCNR (B)) valued INRXX billion in 2011, after recording an annual growth rate of XX% during the year. The category increased in value at a CAGR of XX% during the review period, and is projected to register a CAGR of XX% over the forecast period, to reach a value of INRXX trillion in 2016. However, the growth of this category is being constrained by its high defaults rate, which has encouraged lenders to take extra measures while issuing personal loans to consumers. In addition, the high interest rates enacted by RBI will also damage consumer confidence in accessing personal loans.
Scope
Reasons To Buy
The report provides detailed market analysis, information and insights into the Indian personal loan industry, including:
- Current and forecast values for the personal loan industry in India
- Comprehensive analysis of the personal loan industry attractiveness and key trends and drivers supporting the growth of the consumer finance market in India
- Detailed analysis of the marketing strategies adopted by banks in India for selling personal loans
- Detailed analysis of the challenges affecting the personal loan industry
- Company profiles of the major banks in the personal loan industry in India
Summary
The Indian personal loans category (consumer durables and advances against fixed deposits including FCNR (B)) valued INRXX billion in 2011, after recording an annual growth rate of XX% during the year. The category increased in value at a CAGR of XX% during the review period, and is projected to register a CAGR of XX% over the forecast period, to reach a value of INRXX trillion in 2016. However, the growth of this category is being constrained by its high defaults rate, which has encouraged lenders to take extra measures while issuing personal loans to consumers. In addition, the high interest rates enacted by RBI will also damage consumer confidence in accessing personal loans.
Scope
- This report provides an extensive analysis on the personal loan industry in India
- It details historical values for the personal loan industry in India for 2007–2011, along with forecast figures for 2012–2016
- The report provides a detailed analysis on key trends and drivers, marketing strategies, and challenges in the personal loan industry in India
- It details the marketing strategies adopted by various banks
- It profiles the major banks in India
Reasons To Buy
- Make strategic business decisions using historic and forecast market data related to the personal loan industry in India
- Understand the key market trends and growth opportunities in the personal loan industry in India
- Assess the competitive dynamics in the personal loan industry in India
- Gain insights into the marketing strategies adopted by banks to sell personal loans in India
1 INDIAN CONSUMER FINANCE MARKET DYNAMICS
1.1 Macroeconomic fundamentals
1.1.1 GDP
1.1.2 Annual disposable income
1.1.3 Inflation rate
1.1.4 FDI inflows
1.2 Consumer attitudes towards credit
1.3 Key performance indicators
1.4 Regulatory framework
2 INDIAN CONSUMER FINANCE MARKET OPPORTUNITY AND GROWTH POTENTIAL
2.1 Overview
2.2 Personal Loans
3 KEY TRENDS AND GROWTH DRIVERS FOR THE INDIAN CONSUMER FINANCE MARKET
3.1 Personal Loans
4 COMPANY PROFILES
4.1 State Bank of India (SBI)
4.2 Housing Development Finance Corp. Ltd (HDFC)
4.3 ICICI Bank Ltd
4.4 Kotak Mahindra Bank
4.5 AXIS Bank Limited
4.6 Other private banks
5 APPENDIX
5.1 About BRICdata
5.1.1 Areas of expertise
5.2 Methodology
5.3 Disclaimer
LIST OF TABLES
Table 1: Indian GDP at Constant Prices (US$ Billion), 2007–2016 (Base Year 1999–2000)
Table 2: Indian Annual Disposable Income (US$ Billion), 2007–2016
Table 3: Indian Inflation Rate (%), 2007–2016
Table 4: Indian Banking Industry Value by Loans and Deposits (US$ Billion), 2007–2016
Table 5: Indian Banking Industry Growth by Performance Indictor (%), 2007–2016
Table 6: Indian Consumer Finance Market Size (INR Trillion), 2007–2011
Table 7: Indian Consumer Finance Market Size by Category (INR Billion), 2007–2016
Table 8: Indian Personal Loans Market Size (INR Billion), 2007–2016
LIST OF FIGURES
Figure 1: Indian GDP at Constant Prices (US$ Billion), 2007–2016 (Base Year 1999–2000)
Figure 2: Indian Annual Disposable Income (US$ Billion), 2007–2016
Figure 3: Indian Inflation Rate (%), 2007–2016
Figure 4: Indian FDI Inflows (US$ Billion), 2007–2010
Figure 5: Indian Banking Industry Value by Loans and Deposits (US$ Billion), 2007–2016
Figure 6: Indian Banking Industry Growth by Performance Indictor (%), 2007–2016
Figure 7: Indian Consumer Finance Market Size (INR Trillion), 2007–2016
Figure 8: Indian Consumer Finance Market Size by Category (INR Billion), 2007–2016
Figure 9: Indian Personal Loans Market Size (INR Billion), 2007–2016
Figure 10: Indian Unemployment Rate (%), 2007–2016
COMPANIES MENTIONED
State Bank of India
Housing Development Finance Corp. Ltd (HDFC)
ICICI Bank Ltd
Kotak Mahindra Bank
AXIS Bank Limited
DBS Bank Ltd
Deutsche Bank
Standard Chartered Bank
HSBC
1.1 Macroeconomic fundamentals
1.1.1 GDP
1.1.2 Annual disposable income
1.1.3 Inflation rate
1.1.4 FDI inflows
1.2 Consumer attitudes towards credit
1.3 Key performance indicators
1.4 Regulatory framework
2 INDIAN CONSUMER FINANCE MARKET OPPORTUNITY AND GROWTH POTENTIAL
2.1 Overview
2.2 Personal Loans
3 KEY TRENDS AND GROWTH DRIVERS FOR THE INDIAN CONSUMER FINANCE MARKET
3.1 Personal Loans
4 COMPANY PROFILES
4.1 State Bank of India (SBI)
4.2 Housing Development Finance Corp. Ltd (HDFC)
4.3 ICICI Bank Ltd
4.4 Kotak Mahindra Bank
4.5 AXIS Bank Limited
4.6 Other private banks
5 APPENDIX
5.1 About BRICdata
5.1.1 Areas of expertise
5.2 Methodology
5.3 Disclaimer
LIST OF TABLES
Table 1: Indian GDP at Constant Prices (US$ Billion), 2007–2016 (Base Year 1999–2000)
Table 2: Indian Annual Disposable Income (US$ Billion), 2007–2016
Table 3: Indian Inflation Rate (%), 2007–2016
Table 4: Indian Banking Industry Value by Loans and Deposits (US$ Billion), 2007–2016
Table 5: Indian Banking Industry Growth by Performance Indictor (%), 2007–2016
Table 6: Indian Consumer Finance Market Size (INR Trillion), 2007–2011
Table 7: Indian Consumer Finance Market Size by Category (INR Billion), 2007–2016
Table 8: Indian Personal Loans Market Size (INR Billion), 2007–2016
LIST OF FIGURES
Figure 1: Indian GDP at Constant Prices (US$ Billion), 2007–2016 (Base Year 1999–2000)
Figure 2: Indian Annual Disposable Income (US$ Billion), 2007–2016
Figure 3: Indian Inflation Rate (%), 2007–2016
Figure 4: Indian FDI Inflows (US$ Billion), 2007–2010
Figure 5: Indian Banking Industry Value by Loans and Deposits (US$ Billion), 2007–2016
Figure 6: Indian Banking Industry Growth by Performance Indictor (%), 2007–2016
Figure 7: Indian Consumer Finance Market Size (INR Trillion), 2007–2016
Figure 8: Indian Consumer Finance Market Size by Category (INR Billion), 2007–2016
Figure 9: Indian Personal Loans Market Size (INR Billion), 2007–2016
Figure 10: Indian Unemployment Rate (%), 2007–2016
COMPANIES MENTIONED
State Bank of India
Housing Development Finance Corp. Ltd (HDFC)
ICICI Bank Ltd
Kotak Mahindra Bank
AXIS Bank Limited
DBS Bank Ltd
Deutsche Bank
Standard Chartered Bank
HSBC
