Banco Patagonia Sudameris S.A. Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis
- The report contains detailed information about Banco Patagonia Sudameris S.A. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Banco Patagonia Sudameris S.A.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Banco Patagonia Sudameris S.A. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Banco Patagonia Sudameris S.A. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Banco Patagonia Sudameris S.A. business.
About Banco Patagonia Sudameris S.A.
Banco Patagonia S.A. provides commercial banking services in Argentina. The company has a presence in the segments of individuals, micro, small and medium-sized companies. Through a distribution network it offers a range of products and services to approximately 730,000 active clients.
The company focuses on granting credit facilities to medium income individuals from its payroll services client base and on small and medium-sized companies, segments that offer significant growing opportunities for their business. It focuses on individual clients and micro, small and medium-sized companies. As of December 2007, the companys branch network amounted to 150 service centers with 237 ATMs, with the following distribution: 134 branches, 13 commercial customer desks, 3 collection centers, 176 ATMs in branches, and 61 ATMs in other places.
The company, through Patagonia e-bank, provides a range of services as well as financial and non-financial contents both to companies and individuals.
Mobile Banelco: In May 2007, the company launched Mobile Banelco to the market, a service through which customers are able to check and operate with their banking accounts, as well as use payment methods quickly over their cellular phone, any time and anywhere.
Controlled Companies
The company has control over the companies, all of which provide complementary services to its business activity, services that the bank cannot offer due to being a financial entity.
Patagonia Inversora S.A. Mutual Funds Managing Company, channels the business of the administration of mutual funds. Mutual funds are exclusively sold by the company, which at the same time operates as a depository for the funds.
Patagonia Valores S.A., a stock broking company, which deals with securities trading on the Stock Market of Buenos Aires, of which it is a shareholder with one share which gives it the right to act as a broker. The company offers its services to the Bank and its clients, broadening its offer of products and with an active role in transactions for the purchase/sale of securities, as also the placement and eventual sale of financial trusts and other securities.
In Uruguay, the company controls Banco Patagonia (Uruguay) S.A.I.F.E, a corporation organized in Uruguay which is engaged in financial brokerage in Uruguay for foreigners and in currencies other than Uruguayan pesos, under the supervision of the Central Bank of Uruguay.
History
The company was formerly known as Banco Patagonia Sudameris S.A. and changed its name to Banco Patagonia S.A. in 1984.
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
RESEARCH METHODOLOGY
DISCLAIMER
1. BANCO PATAGONIA SUDAMERIS S.A. COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. BANCO PATAGONIA SUDAMERIS S.A. BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. BANCO PATAGONIA SUDAMERIS S.A. SWOT ANALYSIS
3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats
4. BANCO PATAGONIA SUDAMERIS S.A. FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. BANCO PATAGONIA SUDAMERIS S.A. COMPETITORS AND INDUSTRY ANALYSIS
5.1. Banco Patagonia Sudameris S.A. Direct Competitors
5.2. Comparison of Banco Patagonia Sudameris S.A. and Direct Competitors Financial Ratios
5.3. Comparison of Banco Patagonia Sudameris S.A. and Direct Competitors Stock Charts
5.4. Banco Patagonia Sudameris S.A. Industry Analysis
5.4.1. Industry Snapshot
5.4.2. Banco Patagonia Sudameris S.A. Industry Position Analysis
6. BANCO PATAGONIA SUDAMERIS S.A. NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. BANCO PATAGONIA SUDAMERIS S.A. EXPERTS REVIEW1
7.1. Experts Consensus
7.2. Experts Revisions
8. BANCO PATAGONIA SUDAMERIS S.A. ENHANCED SWOT ANALYSIS2
9. ARGENTINA PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. BANCO PATAGONIA SUDAMERIS S.A. IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. BANCO PATAGONIA SUDAMERIS S.A. PORTER FIVE FORCES ANALYSIS2
12. BANCO PATAGONIA SUDAMERIS S.A. VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF FIGURES
Banco Patagonia Sudameris S.A. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Banco Patagonia Sudameris S.A. 1-year Stock Charts
Banco Patagonia Sudameris S.A. 5-year Stock Charts
Banco Patagonia Sudameris S.A. vs. Main Indexes 1-year Stock Chart
Banco Patagonia Sudameris S.A. vs. Direct Competitors 1-year Stock Charts
Banco Patagonia Sudameris S.A. Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
Banco Patagonia Sudameris S.A. Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Banco Patagonia Sudameris S.A. Key Executives
Banco Patagonia Sudameris S.A. Major Shareholders
Banco Patagonia Sudameris S.A. History
Banco Patagonia Sudameris S.A. Products
Revenues by Segment
Revenues by Region
Banco Patagonia Sudameris S.A. Offices and Representations
Banco Patagonia Sudameris S.A. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Banco Patagonia Sudameris S.A. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Banco Patagonia Sudameris S.A. Capital Market Snapshot
Banco Patagonia Sudameris S.A. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
Banco Patagonia Sudameris S.A. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Banco Patagonia Sudameris S.A. Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Historical Surprises1
Revenue Estimates Trend1
Earnings Estimates Trend1
Revenue Revisions1
SWOT Analysis
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL Analysis
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO Analysis
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Financial
- Physical
- Technological
- Organizational
- Intangible resources
- Human
- Innovation and Creativity
- Reputation
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Valuable?
- Rare?
- Costly to imitate?
- Organized properly?
